Platform
The Mudarabah deal lifecycle, end to end.
One record carries a deal from first model to final distribution. No spreadsheets emailed back and forth, no separate e-sign tool, no third party holding the money.
Model
Model the deal before anyone commits.
Set capital (ra's al-mal), the profit-sharing ratio, and the term. The payback to each side recalculates live, so both parties see exactly what the structure means before a word is signed. Profit is always a share of realized profit by ratio — never a fixed sum or a yield on capital.
- Live profit-and-loss modeling
- Investor and manager multiples
- Shariah-fixed terms enforced in the model
Total to investor
$108,000
Multiple
2.4x
Annual return
12.4%
Negotiate
Negotiate the split without touching the model.
The manager authors the canonical model; the other party reviews, counters, or comments through structured input — they never overwrite your numbers. When the owner accepts a counter, the value is written and acceptance is reset, so what everyone signs is always the current terms.
- Structured counter-proposals
- Threaded comments
- Two-sided acceptance handshake
Manager— we’re taking the operating risk.
Govern & e-sign
Pass a real review, then sign — tamper-evident.
Before a deal leaves your hands, a pre-send governance check confirms the parties, capital, cap table, and legal identities are in order. Once sent, the terms lock and every designated signer e-signs against a content hash, so the executed agreement is tamper-evident and fully attributable.
- Pre-send readiness checks
- Content-hash signatures
- Audit trail on every action
This Mudarabah agreement is between the parties below.
Capital · $90,000 · Profit split · 60 / 40
Sarah Malik
Investor
Omar Farouk
Manager
Fund & distribute
Capital settles directly. Profit splits to the penny.
Investors fund committed capital straight to the manager over ACH; Mizanvest records and reconciles it. When profit is distributed, it's allocated pro-rata to each investor's stake with penny-accurate rounding. Funds never touch our balance sheet — we're the system of record, not the custodian.
- Direct ACH funding
- Penny-accurate pro-rata distribution
- Non-custodial by design
Committed
$90,000
Funded
$0
Outstanding
$90,000
Report & administer
Keep every party on the same page after close.
Once a deal is live, the manager publishes venture updates and statements, records distributions, and maintains the cap table — and each investor sees their own position and capital account derived from the same source of record.
Get startedCommitted
$90,000
Distributed
$0
Projected
$216k · 2.4x
Realized IRR
0.0%
Cap table
Itemized contributions and pro-rata stakes.
Distributions
Recorded, split pro-rata, and notified.
Statements
Venture updates and per-investor capital accounts.
Reporting
Realized-vs-projected and XIRR.
Run the whole lifecycle in one place.
Model it, agree it, sign it, fund it, report it — end to end.